Proprietary Life Insurance Strategies
At Private Wealth Strategic Group, we offer innovative life insurance strategies designed specifically for high-net-worth individuals. Our proprietary solutions allow you to, if you qualify, potentially acquire significant life insurance coverage without the need for out-of-pocket premiums or interest expenses. Here’s how:
1
Exclusive Partnership
We partner with the only firm in the country that is authorized and able to offer this unique life insurance strategy, ensuring access to unparalleled solutions.
2
Collateralized Premiums and Interest
By leveraging collateral from your existing investment accounts, real estate, or overall net worth, we can help structure life insurance solutions that potentially fund themselves. This allows you to maintain liquidity and avoid using personal cash flow to cover premiums.
3
Balance Sheet Secured
You potentially won’t need to make out-of-pocket payments for premiums or interest expenses, as the coverage is designed to use assets you already hold.
4
Potentially Significant Coverage
We are often able to help our clients secure $10M to $250M in permanent life insurance coverage—often using the clients balance sheet for the strategy acquisition and on-going support for the structure.
5
Potential Tax-Free Income
Our strategy allows for the possibility of withdrawing tax-free income from the policy, providing a valuable financial benefit throughout your lifetime.
6
Retention of Lifetime Gifting Capacity
Our strategies are designed to likely have no negative impact on your lifetime gifting capacity, preserving your ability to make gifts without affecting your insurance coverage.
7
Management Control and Integration
You retain management control of the balance sheet assets in your brokerage accounts and continue to work with your existing wealth manager, ensuring a seamless integration of our strategies into your overall financial plan.
8
Enhanced Wealth Protection
Our life insurance strategies not only offer likely estate tax advantages but also may help ensure long-term wealth preservation for future generations.
